Check Your Insurance Policy Regarding Mold Damage to Your Pleasant Hill Home

7/16/2017 (Permalink)

Review what you are covered for under your insurance policy yearly so there are no surprises after damage. Check that you are covered for mold.

Prevent Mold by Taking SERVPRO Suggested Measures to Control Moisture Conditions in Your Home

Mold growth in the home frequently pops up on news stories and blogs, and householders are rightfully warned to be careful of the fungus which can cause damage to your home and belongings, and might even cause health effects.
 
Unfortunately, many homes are at risk of mold damage, including your Pleasant Hill home. Mold likes to grow wherever there are damp conditions and a suitable food, organic material food sources such as wood, drywall or cloth. In reality, this means that basements, showers, and laundry rooms are all prime places for mold to set up camp.
 
You might be asking yourself if your insurance policy is useful in the case of an outbreak. Sadly, in many cases, the answer is a definite no.
 
Often, whether or not insurance covers mold damage depends on the cause of the damp that provided the growth conditions. Some insurers cover mold damage in cases of an event such as a flood, severe storm, or a burst pipe.
 
However, many insurance policies do not cover damage caused by “maintenance” issues. Maintenance problems include leaks, water drainage from your garden or outside, long term humidity problems, and condensation.
 
SERVPRO recommends that you check your insurance policy carefully and read the small print, so you know which kinds of mold damage are covered by it, and which ones are not.
 
It is important to prevent mold as much as you can, especially as you cannot claim for it on your insurance. Be mindful of any wet areas where the fungus could grow, and check your home for issues with humidity or condensation. Any leaks or seepage should be dealt with immediately.
 
When you find traces of mold in your home, give SERVPRO a call at once. Our IICRC-certified technicians are trained to handle any mold remediation job, big or small. We deal with the immediate problem by establishing containment so the spores cannot spread and employing a negative air machine to filter spores and vent the contaminated air outside your home. As soon as the problem is contained, we set to work cleaning the mold using scrubbing, damp wiping, HEPA vacuuming and any other necessary techniques.
 
After cleaning the fungus, we work on restoring your home to acceptable levels of dryness using dehumidifiers. We monitor progress carefully. The drying process discourages repeated mold growth.
 
Do not wait for mold to become an even bigger problem. Call SERVPRO of North Lilburn at (770) 709-3266 for help.

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